Navigating the types of budgeting in healthcare is essential for ensuring sustainable and effective medical care. Personal Health Budgets (PHBs) empower individuals to take control of their care by allocating funds for tailored healthcare services, providing flexibility and choice. Whether managing chronic conditions, disabilities, or long-term care, a well-structured budget ensures optimal use of resources. A Secure Personal Assistant plays a crucial role in helping individuals manage their healthcare funding, handle payments, and ensure compliance with healthcare guidelines. From direct pay